1. Overview

1.1. These Terms of Service (“Terms” “Terms of Service” “T&C”) are the rules for using our payin.one website, the PayInOne platform, applications and all other sites (collectively, the “Site”) owned by PayInOne LLC and PayInOne Limited (including their affiliates and subsidiaries, “PayInOne”, or “We”). For purposes of these Terms, “you” and “your” means you as a user of the services(“User”). These Terms of Service governs your use of the Site however accessed, including via an internet browser, smartphone, tablet, or other internet connected device. We ask that you read our Terms of Service carefully before using the Site. By accessing, browsing or otherwise using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not accept the terms and conditions of these Terms of Service, you shall not access, browse, or use the Site.

1.2. PayInOne is an online service provider that facilities the creation and management of relations between employers and contractors or other non-employee third parties. The Site offers a suite of services to PayInOne’s employer clients (“Client”) that includes contractor due diligence, onboarding and contract formation, compliance advice relating to tax and labour requirements, and contractor payments (collectively, “Client Management Services”). Conversely, employees, contractors and other non-employee third parties (“Contractor”) can use the Site to connect with the employers, memorialize contract terms, store payment and bank account preferences and unify payment for services through a single platform (collectively, “Contractor Management Services”, together with “Client Management Service”, the “Service”).

2. Other Rules Apply

2.1. There are other terms that may apply to you and your interactions with us.
(1) Our Privacy Policy explain how we manage your personal information and what options you have to limit that use, as well as how we use cookies on the Site.
(2) Our Master Service Agreement and its Ancillary Documentation provides terms and conditions details about how PayInOne works with Clients.

3.Amendment to the Terms

3.1. Since laws change, technology changes, our product evolves, and your feedback makes us better, we may change these Terms of Service from time to time. Every time you wish to use the Site, please check these Terms to ensure you understand the Terms that apply at that time. The effective date of the changes will always be at the top of the Terms. We may also change the Site itself. We do not guarantee that our Site, or any content on it, will always be available or be uninterrupted. We may suspend, withdraw, or restrict the availability of all or any part of our Site at any time and for any reason without prior notice or liability.

4. Account

4.1. The account registration is free. To register an account, you need to provide your full legal name, a valid email address, legal address and any other required information to complete the register process, as requested by the Site. If you are applying for an account as a Client, you may also be required to provide business address, business ownership details, the nature of the business and other business information that we may request. We will use this information to permit PayInOne and its financial partners to conduct due diligence on you prior to opening an account for you, and throughout the course of our business of you. Our use of your information is subject to the terms of our Privacy Policy. If you do not agree to our Privacy Policy, do not register an account.

4.2. As mentioned above, you may register Site as either a Client, or a Contractor. Depending on the designation of your account, different Services may be available to you. Certain Services may also only be available subject to the payment of such fees detailed in the Site and Master Service Agreement.

4.3. You must be a human to register an account. Accounts registered by “bots” or other automated methods are not permitted. You may not maintain more than one account at a time. By applying for an account and using the Services, you represent and warrant that you are of legal age to form a binding contract and meet all of the foregoing eligibility requirements. If you do not meet these requirements, you may not access the Site or use the Services. We may refuse to provide an account for any individual at our sole discretion.

4.4. By registering for an account and using the Services on behalf of a Client, you confirm that (a) you are duly authorized to represent the legal entity under which the Client operates and any affiliates of the Client who will be using the Services under the Client, (b) you accept the Terms on behalf of such legal entity and affiliates, and (c) any references to “you” in this Term refer to such legal entity, affiliates and all of the employees, consultants and agents of those respective parties. You are responsible for all activity on the Services that occurs under your account.

4.5. You are fully and solely responsible for maintaining the privacy and security of your computer system, mobile device and all activity on your account, even if such activities were not committed by you. You will promptly disable access to the Site and Services if you believe your account has been compromised or stolen, and you will immediately notify us if you believe your account credentials have been compromised or stolen, and in the event of any unauthorized access to or use of your account. We will not be liable for a damage arising from unauthorized use of your account or password, and you agree to indemnify and hold PayInOne harmless for unauthorized, improper or illegal use of your account and any charges and taxes incurred. We may suspend access to your account or disable any user identification code or password at any time if we suspect your account been compromised at our sole discretion.

5. Client Management Services

5.1. PayInOne’s provision of any Client Management Services is subject to the terms of this Terms of Service, the Master Service Agreement and any supplemental terms referenced herein or which we may present to the Client for review and acceptance at the time a Client subscribes to such Services (“Service Terms”), and any Service Terms shall be incorporated into and form a part of this Terms of Service. If the terms of this Terms of Service hereof conflict with any Service Terms, the Service Terms will govern with respect to the matters contemplated thereby.

5.2. In order to receive any Service, a Client shall be enrolled in one of our plans (“Engagement Type” “Service Plan”), each of which is governed by the Service Terms listed in the Site, Master Service Agreement and its Appendix, as applicable to the Client.

6.Payment

6.1. Services are subject to the payment, details could be found in the Statement of Work, if your subscription of Services is through execution of statement of work with us.

6.2. The Client agrees to pay the fees for the Services in accordance with the applicable fee schedules listed at our website https://payin.one, and the Client authorizes PayInOne to debit the Client’s designated bank account, as specified by the Client through the Site (the “Bank Account”), for all fees as they become payable. Unless otherwise stated, fees for the Services are typically based on the calendar months in which the Client is enrolled in any Services except for certain fees for particular add-on services that the Client has opted into. Fees will be billed to the Client and debited from the Client’s Bank Account on a monthly calendar basis, in arrears. Notwithstanding the foregoing, PayInOne may invoice the Client for any applicable, outstanding fees, and the Client shall pay such invoice within thirty (30) days of receipt thereof via money transfer, check, or any other payment method PayInOne may deem acceptable in our sole discretion. The Client agrees to reimburse PayInOne for any sales, use, and similar taxes arising from the provision of the Services that any governments may impose. PayInOne may charge additional fees for exceptions processing, setup, and other special services (including optional add-on services).

6.3. PayInOne reserves the right to change the fees for its Services from time to time. The Client will be notified of any change to existing fees at least thirty (30) days before the fee change goes into effect. If a fee increases or changes to this Terms of Service is not acceptable to the Client, the Client may cancel the Services as provided herein prior to the time when such fee increase or change to this Terms of Service takes effect. The Client’s continued use of the Services beyond the cancellation constitutes the Client’s agreement to those changes. If PayInOne is unable to collect fees due because of insufficient funds in the Client’s Bank Account or for any other reason, the Client must pay the amount due immediately upon demand, plus any applicable exceptions processing fees, bank fees, or charges for return items, plus interest at the lesser of 14% per annum or the maximum rate permitted by law, plus attorneys’ fees and other costs of collection as permitted by law.

7. Switch Service Plan

7.1. PayInOne currently offers several Service Plans with varying features and fee schedules, as well as multiple add-on services that the Client can choose to opt into for additional fees, unless otherwise stated. The Client may request to change Service Plan via the Site.

7.2. If the Client chooses to upgrade from current Service Plan (the “Current Plan”) to a more expensive Service Plan (the “New Upgrade Plan”), then such upgrade will promptly go into effect, and the Client will begin receiving access to the features and Services available under the New Upgrade Plan at the time of such upgrade. The fee schedule for the New Upgrade Plan will be applied to the Client’s Service Plan charge for the calendar month in which the Client upgraded and for each calendar month thereafter for so long as the Client is subscribed to the New Upgrade Plan.

7.3. If the Client chooses to downgrade from the Current Plan to a less expensive Service Plan (the “New Downgrade Plan”), then the downgrade will not go into effect until the beginning of the calendar month following the calendar month in which the Client elected to downgrade (the “Downgrade Election Month”). The Client will still receive access to the features and Services available with the Current Plan until the end of the Downgrade Election Month. After the Downgrade Election Month, the Client will lose access to some of the features and Services available with the Current Plan and will only have access to the features and Services available under the New Downgrade Plan. The fee schedule for Current Plan will be applied to Service Plan charge for the Downgrade Election Month, and the fee schedule for the New Downgrade Plan will be applied to Service Plan charge for the calendar month following the Downgrade Election Month and for each calendar month thereafter for so long as the Client is subscribed to the New Downgrade Plan.

8. Electronic Signatures and Legal Notices

8.1. You agree that any signature or other electronic symbol or process attached to, or associated with a contract, form, certificate, or document between you and PayInOne or you and another User with the intent to sign, authenticate or accept the terms of any such contract, form, certificate, or other document and any contract formation or record-keeping through electronic means on the Services will have the same legal validity and enforceability as a manually executed signature or use of a paper-based recordkeeping system to the fullest extent permitted by the applicable law, and you hereby waive any objection to the contrary.

8.2. We may provide notices regarding activity and alerts electronically through your account, email, and via text or SMS to the contact information provided to us by you. We will send notices affecting payment and these Terms through your account or via email and you agree that they will be considered received 24 hours after they are sent. You understand that you may not use the Services unless you consent to receive notices electronically. You may only withdraw consent to receive notices electronically by closing your account. Contact us immediately via email to support@payin.one if you are or believe you are having problems receiving Notices.

9. User Content Standards

9.1. PayInOne allows you to upload certain content including but not limited to documents, text and other data through the Services (“User Content”). Our User Content standards are straightforward: be respectful and lawful.

9.2. Be Respectful. You may not use the Site to transmit, retrieve, or store any communications or other content of a defamatory, discriminatory, harassing or pornographic nature. No messages with derogatory or inflammatory remarks about an individual’s race, age, disability, religion, national origin, ethnicity, nation of citizenship, physical attributes, political affiliation, social-economic status, or sexual preference may be transmitted. Harassment of any kind is prohibited.

9.3. Be Lawful. Disparaging, abusive, profane, or offensive language and any illegal activities-including piracy, cracking, extortion, blackmail, copyright infringement and unauthorized access are forbidden.

9.4. We may, at our sole discretion, choose to monitor User Content for inappropriate or illegal behavior, including through automatic means, provided however, that we reserve the right to treat User Content as content stored at the direction of Users for which PayInOne will not exercise editorial control except when violations are directly brought to PayInOne’s attention.

10. Interacting with and Uploading User Content

10.1. You retain all of your ownership rights in your content, but you are required to, and hereby do, grant us a limited license to use, store, and copy that content, and to distribute and make it available to third parties. Please understand that you are solely responsible for securing and backing up your content and for the accuracy, quality, integrity, appropriateness, and intellectual property ownership or right to use for all of your content. The Site’s performance of actions initiated by you may irrevocably modify and/or delete User Content. YOU ACKNOWLEDGES AND AGREES THAT PAYINONE IS NOT RESPONSIBLE FOR THE LOSS OR MODIFICATION OF ANY USER CONTENT AND THAT YOUR USE OF THE SITE IS AT YOUR OWN RISK.

10.2. You acknowledge and agree that PayInOne has the right to aggregate data submitted to, collected by, or generated by PayInOne through the Site or in connection with our services in a non-identifiable format, and to freely use the aggregated data for our own business purposes, including to improve, support, or expand the Site or our services. All aggregated data that we disclose to third parties will be in anonymous, de-identified form only and will not be specifically linked to you or to any individual. PayInOne retains all intellectual property rights in the aggregated data.

10.3. Whenever you make use of a feature or Services that allows you to upload content to our Site, or to make contact with other Users of our Site, you must comply with the content standards above. You agree that any such contribution complies with those standards, and we have the right to remove any posting you make on our Site if, in our opinion, your post does not comply with those standards. You agree that PayInOne has the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our Site constitutes a violation of their intellectual property rights, or of their right to privacy. You also agree that you will be responsible to us for any loss or damage we suffer as a result of your failure to comply with the content standards above.

10.4. We welcome feedback, comments and suggestions for improvements (“Feedback”). You acknowledge and expressly agree that any contribution of Feedback by you does not and will not give or grant you any right, title, or interest in the Site, our products and services, or in any such Feedback. All Feedback will become the sole and exclusive property of PayInOne, and PayInOne may use and disclose Feedback in any manner and for any purpose whatsoever without further notice or compensation to you and without retention by you of any proprietary rights, or other right or claim. By submitting the Feedback to PayInOne, you are assigning to PayInOne any and all right, title, and interest to any patent, copyright, trade secret, trademark, show-how, know-how, moral rights, and any and all other intellectual property rights that you may have in and to any and all Feedback.

11. Links to Other Websites or Services

11.1. Our Services may contain links to third party websites or services that are not owned or controlled by PayInOne. Our Services may also allow you to import or interface with third party applications or services.

11.2. PayInOne has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party web services. We do not warrant or guarantee that the offerings of any of these third party, their services, or their websites.

11.3. You acknowledge and agree that PayInOne will not be responsible or liable, directly or indirectly, for any damage or loss caused be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third-party websites or services. We strongly advise you to read the terms of service and privacy policies of any third-party websites or services that you visit or interact with.

12. Intellectual Property

12.1. The Site is owned and operated by PayInOne. All rights, title, and interest in and to the materials provided on the Site, including but not limited to information, documents, logos, graphics, sounds and images (the “Materials”) are owned either by PayInOne or by our respective third-party authors, developers, or vendors.

12.2. The trademarks, service marks, and logos of PayInOne used and displayed on the Site are registered and unregistered trademarks or service marks of PayInOne. You are not permitted to use them without PayInOne’s written approval. Use of any trademarks as part of a link to or from any website is also prohibited without PayInOne’s prior written consent.

12.3. Certain other elements of the Site are protected by trade dress, trademark, unfair competition, and other applicable laws and regulations, as with the marks and logos, may not be copied or imitated in whole or in part, by any means, including but not limited to, the use of framing or mirrors. None of the content for the Site may be re-transmitted without express written consent from PayInOne for each and every instance. Any rights not expressly granted herein are reserved by PayInOne.

12.4. If you believe in good faith that material on the Site infringes your copyright, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked. Notices and counter-notices with respect to the Site should be sent to us at support@payin.one.

13. No Misuse of the Site

13.1. We cannot and do not guarantee that our Site will be secure or free from bugs or viruses. You are responsible for configuring your devices, information technology, programs and platform to access our Site. We strongly suggest you use virus protection software.

13.2. You must not misuse our Site by knowingly introducing viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site. You must not attack our Site via a denial-of-service attack or a distributed denial-of service attack. We will report any such breach to the relevant law enforcement authorities, and we will cooperate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Site will cease immediately.

13.3. You likewise agree not to: (a) take any action that imposes an unreasonable load on the Site’s infrastructure, (b) use any device, software, or routine to interfere or attempt to interfere with the proper working of the Site or any activity being conducted on the Site, (c) attempt to decipher, decompile, disassemble or reverse engineer any of the software comprising or making up the Site, or (d) delete or alter any Material posted on the Site by PayInOne or any other person or entity.

14. Limitation to Liabilities and Identification

14.1. Whether you are a Client or a Contractor, PayInOne does not exclude or limit our liability to you where it would be unlawful to do so. With regard to the use of the Site:

14.2. If you are a Client, we exclude all implied conditions, warranties, representations or other terms that may apply to the Site or any content on it. We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: use of, or inability to use, our Site; or use of or reliance on any content displayed on our Site. In particular, we will not be liable for any indirect or consequential loss or damage. Specific limitations and exclusions of liability related to our provision of services to you are explained in our Master Service Agreement.

14.3. If you are a Contractor or a employee, please note that we only provide our Site for domestic and private use. You agree not to use our Site for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity. We will not be liable for damage that you could have avoided by following our advice to apply an update offered to you free of charge or for damage that was caused by you failing to correctly follow installation instructions or to have in place the minimum system requirements advised by us.

14.4. If you breach these Terms of Service through your access to, use, or misuse of the Site or any content on it, you agree to hold PayInOne harmless, defend, and indemnify PayInOne against any claims, action, or demands, including, without limitation, reasonable legal and accounting fees, arising or resulting from your breach. PayInOne shall provide notice to you of any such claim, suit, or proceeding. PayInOne reserves the right to assume the exclusive defense and control of any matter which is subject to indemnification under this section. In such case, you agree to cooperate with any reasonable requests assisting PayInOne’s defense of such matter.

15. No Warranty

15.1. THE SITE AND ALL MATERIALS, DOCUMENTS, FORMS, AND OTHER PRODUCTS AND SERVICES PROVIDED ON OR THROUGH YOUR USE OF THE SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, PAYINONE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

15.2. PAYINONE MAKES NO WARRANTY THAT: (A) THE SITE OR THE MATERIALS WILL MEET YOUR REQUIREMENTS; (B) THE SITE OR THE MATERIALS WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE BASIS; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE OR ANY MATERIALS OFFERED THROUGH THE SITE WILL BE ACCURATE OR RELIABLE; OR (D) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE OR IN RELIANCE ON THE MATERIALS WILL MEET YOUR EXPECTATIONS.

15.3. OBTAINING ANY MATERIALS THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. PAYINONE SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE.

16. Duty to Mitigate

16.1. If you become aware of, or reasonably should have been aware of, any facts, issues, information, or circumstances which are reasonably likely, whether alone or in combination with any other facts, issues, information, or circumstances, to lead to a claim against PayInOne or other User in connection with this Terms of Service, you must use reasonable efforts to mitigate any loss that may give rise to such a claim.

17. Governing law and Arbitration

17.1. This Agreement shall be interpreted and construed in accordance with the laws of the California, United States, without regard to the conflicts of laws principles thereof.

17.2. Any dispute arising from or in connection with this Terms of Service, the Site, or the Services, including any claim regarding the applicability, interpretation, scope, or validity of this arbitration clause and/or this Terms of Service shall be submitted to Shanghai Arbitration Commission for arbitration which shall be conducted in accordance with the Commission’s arbitration rules. The arbitral award is final and binding upon both parties.

18. Term, Termination and Suspension

18.1. The Services and this Terms of Service will continue until they are terminated by either us or the User. You may terminate the Services and this Terms of Service through your Account. We may terminate the Services and this Terms of Service by giving you at least thirty (30) days prior written notice. In addition to our foregoing termination right, we may immediately suspend or restrict your account; suspend or restrict your access to the Site or any Services; block your ability to use any particular feature of a Service; or immediately terminate the Services and this Terms of Service , in each case with or without notice to you, in the event that: (i) we have any reason to suspect or believe that you may be in violation of this Terms of Service; (ii) we determine that your actions are likely to cause legal liability for or material negative impact to PayInOne; (iii) we believe that you have misrepresented any data or information or that you have engaged in fraudulent or deceptive practices or illegal activities; (iv) we have determined that you are behind in payment of fees for the Services and you have not cured such non-payment within five (5) days of we providing you with notice of the non-payment; or (v) You file a petition under the any applicable bankruptcy law or similar law, or a petition under any applicable bankruptcy law or similar law is filed against you. Furthermore, while we strive to support a multitude of business and organization types, in certain unique situations, if we cannot support the Services for your business or organization, we may immediately terminate the Services and this Terms of Service upon written notice to you.

18.2. The termination of any of the Services or this Terms of Service will not affect your or PayInOne’s rights with respect to transactions which occurred before termination. We will have no liability for any costs, losses, damages, penalties, fines, expenses, or liabilities arising out of or related to our termination of this Terms of Service. Sections 2, 9 10, 12, 14 through 21 of this Terms of Service, and any sections of the Service Terms which by their nature should survive, will survive and remain in effect even if this Terms of Service is terminated, cancelled, or rescinded.

18.3. Upon termination of any of the Service and/or termination of this Terms of Service, your access and use such terminated Services will automatically terminate; provided, however, that we will generally continue to provide you with the ability to access account in a limited capacity with respect to such terminated Service to view and download information that was available in your account at the time of termination of such Service (“Limited Access Rights”). While you have Limited Access Rights, you must use reasonable efforts to adequately secure, and keep confidential, any passwords or credentials for your account, and any information accessible via your account. We may deny the Limited Access Rights to you, or we may revoke the Limited Access Rights at any time, at our sole discretion, if it has any reason to believe that you may have at any time breached of this Terms of Service.

19. Force Majeure

19.1. You may not hold us liable for any interruption of the Services due to any act of God; blockage, disturbance or encumbrance of the telecommunications, transport or procurement networks for whatever reason; poor quality or interruptions of electrical current; virus or computer pirate attacks, insurrections or acts of a similar nature; state of war or embargo; total or partial strikes within or outside company; lock-out, social conflicts, sabotage or acts of vandalism; foul weather, epidemics, earthquakes, explosion, fires, storms other natural disasters; water damage, incapacity to obtain raw materials or supplies; legal or regulatory modifications applicable the Services, and any other case beyond our voluntary control preventing the normal provision of the Services to you.

20. Miscellaneous

20.1. This Terms of Service, including all applicable Service Terms, constitutes the entire agreement between PayInOne and you regarding the Site and Services, and replaces all prior understandings, communications, and agreements, oral or written, regarding this subject matter. If any part of this Terms of Service is deemed to be unenforceable or invalid, that section will be removed without affecting the remainder of the Terms of Service. The remaining terms will be valid and enforceable.

20.2. Any attempt by you to assign or transfer this Terms of Service, without our prior written consent, will be null and void. PayInOne may freely assign or transfer this Terms of Service without restriction. The provisions of this Terms of Service shall inure to the benefit of, and be binding upon, the parties and their respective successors and permitted assigns.

20.3. PayInOne’s failure to enforce any right or provision of this Terms of Service will not be considered a waiver of such right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of PayInOne. Except as expressly set forth in this Terms of Service, the exercise by either party of any of its remedies under this Terms of Service will be without prejudice to its other remedies under this Terms of Service or otherwise.

21. Contact

21.1. If you have any questions about this Terms of Service, the Site, or the Services, you may contact us at support@payin.one.

Prohibited Activity List
Prohibited User Activities:
Pornography, prostitution, escorting or other adult or obscene services or activities; Online gambling, lotteries, Internet gaming, contests, sweepstakes, or offering of prizes as an inducement to purchase goods or services; Illegal prescription drug sales, illegal tobacco or e-cigarette sales, substances designed to mimic illegal drugs, and any other illegal substances; Drug paraphernalia; Online or other non-face-to-face pharmacies or pharmacy referral services, or pseudo pharmaceuticals; Marijuana dispensaries; Any product or service that infringes upon the copyright, trademark or trade secrets of any third party; Age-restricted products or services; Bail bond services; Bidding fee auction services;
Check cashing, money transmission, and currency exchange services, the sale of video game or virtual world credit or other virtual currency that can be monetized, re-sold or converted to physical or digital goods or services or otherwise exit the virtual world, and any other services involving the sale of financial instruments; Esoteric services (e.g. astrology, psychic reading etc.); Extended warranty services; Weapons and munitions; Terroristic or other illegal organizations; Multi-level marketing, pyramid schemes, any other deceptive marketing services; Undefined or poorly described products or services; The sale of social media activity (e.g. Twitter followers, Facebook likes, or YouTube views); Spyware, malware, virus, back-door, drop dead device or other program installation services; Unfair, predatory or deceptive products and services; Activities or services that we determine to be offensive, including, which promote or glorify hate, violence, bigotry, or any entity (past or present) principally dedicated to such causes or items associated with such an entity; Activities or services that are racially or ethnically insensitive, defamatory, harassing or threatening; or Any other activity that encourages conduct that would be considered a criminal offense, give rise to civil liability, violate any applicable law or regulation or is otherwise inappropriate or offensive.

Prohibited Uses:
Duplicate, decompile, reverse engineer, disassemble or decode the Services (including any underlying idea or algorithm), or attempt to do any of the same;
Access or use the Services in any manner that could disable, overburden, damage, disrupt or impair the Services or interfere with any other party’s access to or use of the Services or use any device, software or routine that causes the same;
Attempt to gain unauthorized access to, interfere with, damage or disrupt the Services, Accounts registered to other Users, or the computer systems or networks connected to the Services; Circumvent, remove, alter, deactivate, degrade or thwart any technological measure or content protections of the Services;
Use any robot, spider, crawlers or other automatic device, process, software or queries that intercepts, “mines,” scrapes or otherwise accesses the Services to monitor, extract, copy or collect information or data from or through the Services, or engage in any manual process to do the same;
Introduce any viruses, trojan horses, worms, logic bombs or other materials that are malicious or technologically harmful;
Use the Services for illegal, harassing, unethical, or disruptive purposes;
Violate any applicable law or regulation in connection with your access to or use of the Services; Use or access another User’s account or password without permission; or
Access or use the Services in any way not expressly permitted by these Terms or any Consultant Services Agreement.